Losing your home to a fire may seem like the most devastating thing in the world. It may feel like that for a while, at least until your insurance company sends a check for your new home to be built. You will have to consult with several new home builders before the insurance company will issue the check, and there is always the cost of your deductible that you will have to pay first. However, this silver lining to losing your old home to a fire can mean ALL of the following.
Completely New Home or Exact Replica of the Previous One
New home builders can design a brand-new home to fit over the top of the foundation of your old home. They can even expand and reinforce the foundation to build a bigger home on top of that. This is the perfect opportunity to get more home for the space you now have available, and the insurance check may cover almost all of it.
Of course, you could always have the new home builders build an exact copy of the house you had before. If the plans do not exist or are not registered with the city's department of urban and residential development, you may have to work with an architect to recreate the home. However, if that is what you want built on the same spot, with maybe one or two improvements, the builders can do that too.
Major Improvements on Your Replica Home
Perhaps your old home had a lot of old electrical and plumbing issues. Even though you may mourn its loss, and a fire is most tragic, the fact remains that dramatic improvements and modernizations of the major household systems can now be added and updated without costing you much out of pocket. As the builders work to rebuild a replica of the home you had before (or even as they build a new home altogether), the electrical and plumbing systems can be fully updated. That means less chance of a fire or damage to your newly-built home because these systems will not be the cause of any fire/water damage. You could have the exact house you had before, except now the issues you previously experienced with electrical and plumbing are gone.
Even the Landscaping Is Redone
After a fire, the rubble is often removed by front loaders and dump trucks. These vehicles often take a lot of your landscape soil with them, albeit unintentionally. As such, this is replaced after your home has been rebuilt, and the cost is usually included in the estimate to have the home built. That said, your yard may become more level, manageable and attractive than it was before the fire. The fire may have taken your old home and most of your belongings, but it gave you so much more back.